Zooplankton are a base of the marine ecosystem, so that plastic is likely moving up the food chain, a new study has found.
Source: Zooplankton Are Eating Plastic, And That’s Bad News For Ocean Life | ThinkProgress
Zooplankton are a base of the marine ecosystem, so that plastic is likely moving up the food chain, a new study has found.
Source: Zooplankton Are Eating Plastic, And That’s Bad News For Ocean Life | ThinkProgress


New research suggests that high doses of cocaine can cause the brain to eat itself, according to The Daily Telegraph.
Source: Cocaine blues: Drug triggers brain cell cannibalism — RT USA
We are currently faced with the opportunity of the ages; to affect the direction of humanity. Will we react as we’ve been externally programmed to do and withdraw in fear? Or take that challenge like warriors called to the ultimate battle?
When our world begins to transform, you can avoid getting sucked into illusions and world government conspiracies and connect with the awakened masses.

The Halau is proud to announce its newest 18th Dan Grandmaster, Monique Freitas, of the SoCal Halau
Congratulations, Monique!

Your mind has no boundaries unless limited by Fear of the unknown. Do you know all? Do you, really? How much have you questioned the fictions around you?

“Treat an angry situation with compassion today.”

How well do you manage your time?
It is possible to get everything done in a day that’s needed and still have time for yourself. You just need the right tips.
—
Believe it or not, there is enough hours in a day to get everything done and still have time for yourself. You’re probably wondering to yourself, how? The answer in all honesty is rather simple, time management. However, time management can be one of those things that are easier said than done, at least it can feel that way. I assure you, if you take the right steps and practice enough, time management will become second nature to you.
The simple, unpleasant truth is that we are probably busier than we ever have been. Notwithstanding the fact that little science backs up this notion, the anecdotal evidence is overwhelming.
“You can see it all around us,” says Jana Jasper, a New York-based productivity expert and author of Take Back Your Time. “People talk too fast. We’re always in a rush. We start things and don’t finish them and are constantly nagged by the idea that we’ve forgotten to do something, but we’re not sure what it is.”
That people awash in labor- and time-saving devices, from robotic vacuum cleaners to microwave ovens to computers, would feel so harried so often seems counter-intuitive. But what technology gives, it also takes away.
“As we have increased the numbers of time-saving devices and products to make our lives easier we have found ways to fill the time,” says Tracy Lyn Moland, a time management consultant and author of “Mom Management, Managing Mom Before Everybody Else.” And, a chronic lack of time leads to stress.
But the time-management experts we spoke to all say that it is possible to reduce stress. Think about it as adding an extra hour to your day through time-management techniques.
Something as simple as “knowing where your keys are in the morning, knowing where your kid’s library book or homework is, will reduce a lot of stress,” says Moland. She has a number of time management tips.
GOAL: Make a Time Diary
Take a week and plot out what you do every day. Be honest. If you watch 25 hours of TV each week, write it down.
“This is a painful awakening for most people,” says Jana Jasper. “You have to include everything — gym time, eating, driving. It can be upsetting to see how little unstructured time we allow ourselves. But it’s difficult to make intelligent decisions about using your time more effectively if you don’t know what you’re doing with your time now.”
GOAL: Learn to Say “No”
Turn off your cell phone and beeper. When someone asks you to do something that you really don’t have time to do, say so, politely, but firmly. And don’t allow yourself to feel guilty.
“One reason we are feeling so busy all the time is that we are worse at setting personal boundaries around what we’ll say ‘no’ to,” says Jana Kemp, founder and president of “Meeting & Management Essentials,” a time-management consultancy in Boise, Idaho.
Part of declining to do things, is focusing on your goals, Kemp explains. Your time diary can help in this regard. Once you’ve blocked time for important, but often not scheduled activities, sign on for only those things that are important, family, friends and health. Once you know exactly what you have time to do, turning down things that don’t fit into your priorities is easier.
Helping others access and implement new creative skills.
Source: Welcome to Brenda’s Blog | Helping others access and implement new creative skills.
Snatam Kaur discusses how to practice Jap Ji for the upcoming Spirit Voyage 40 Day Global Sadhana: Meditation of the Soul – An Experience of Jap Ji. We begin on January 1, 2016. To register in English, click here:
http://www.spiritvoyage.com/globalsadhana/experiencejapji_english
Alaska became the first state to rename Columbus Day to Indigenous Peoples’ Day with proclamations from Gov. Walker and Anchorage Mayor Berkowitz.
Source: Alaska Gov. and Anchorage Mayor Proclaim Indigenous Peoples’ Day – ICTMN.com
Barcelona’s public parks and green spaces will no longer be treated with the herbicide glyphosate. Ecological alternatives that are more respectful of the health of people and the environment will be sought, according to the city’s municipal Commission for Ecology, Planning and Mobility. The municipality has established a maximum transition period of one year to […]
Source: Barcelona Bans Glyphosate in Public Parks – The Detox Project

On the morning of Dec. 31, 2015, the SeaWorld Orlando Animal Rescue Team returned three Kemp’s ridley sea turtles – the world’s most endangered species of sea turtle – to the warm Florida waters by Canaveral National Seashore. The sea turtles spent more than 13 months at SeaWorld’s rehabilitation facility after being rescued in 2014. The three Kemp’s ridley sea turtles returned were the last remaining of the 72 sea turtles rescued during a mass cold stranding.
Ranging from 4.1 to 4.6 pounds at the time of rescue, the turtles have been thriving during their rehabilitation, gaining significant strength and weight. Upon their return today, the three turtles’ weights ranged from 9 to 15.8 pounds. The SeaWorld team worked with Florida Fish and Wildlife Conservation Commission (FWC) on the return location for these Kemp’s ridley sea turtles, which are found near the Gulf of Mexico and along the East Coast. The same species and size class are found along the Florida coast at this time of year.
Kemp’s ridley sea turtles are the most endangered species of sea turtle in the world, mainly due to egg collection and other human activities. Today, under strict protection and the help of organizations like SeaWorld, the population is on its way to recovery.
Throughout 2015, SeaWorld Orlando has rescued 64 sea turtles and returned 91 to the ocean. This year marks a record year of rescues, rehabilitations and returns for the Orlando Animal Rescue Team, with more than 600 animals rescued and rehabilitated.
2015 YEAR-END REVIEW: Breakdown of Rescues for Specific Species
– Turtle rescues (including sea turtles, tortoises and freshwater turtles) – 91
– Bird rescues – 529
– Manatee rescues – 33
– Cetaceans – 1
For more than 50 years, SeaWorld Parks & Entertainment has helped animals in need – ill, injured, orphaned or abandoned, with the goal of returning them to the wild. More than 27,000 animals have been rescued by the expert animal rescue team that is on call 24 hours a day, 7 days a week.
If you see an injured marine animal, you can help by calling the FWC hotline at 888-404-3922 or by dialing *FWC on a cellular device. To learn more about SeaWorld’s commitment to animals and the environment, visit SeaWorldCares.com.
© SeaWorld Parks & Entertainment, Inc.

Quantum entanglement is when 2 particles situated at “infinite” distance somehow act as if they are connected – this is how some explain SOUL TRAVEL.
Einstein called it spooky action at a distance. If other dimensional forms of light exist, these forms of light may travel at speeds trillions of times greater than the light we are used to. The video http://www.youtube.com/watch?v=ZNedBrG9E90 explains more about entanglement. Entanglement of known (or yet unknown to science) particles may allow us to see and connect to multiverse (http://www.youtube.com/watch?v=nZiROWO6iVs) planets where people are said to have attained peace and Immortality. War = death, so only peaceful folks are Immortal.
You can verify for yourself that soul travel is not a dream by conscious astral travel to an area of your house (or a friend’s house nearby) where you placed a paper with something unknown to you written on it. When you return to the body, write down what you saw astrally on that piece of paper (or on a license plate of a car pretty close to your house that you can easily walk to for verification, or on a street number near a house 1 street from a major shopping center or some landmark that you can verify later, be it 1 mile away or 20 miles away) and then walk or drive physically to see if it matches the astral travel. If you use paper method, you can avoid knowing what was on the paper by having it typed randomly with eyes closed or by having a friend type it or arranging with a friend to astral travel to him or her and report to the friend what he was doing at say 3 pm on a given day or what was written on his paper 2 miles away, or 2000 miles away. You can also go to a public place, or a store, and see an event and then go afterwards 10 minutes later and ask the cashier if indeed, 10 minutes ago there was a guy like that buying this and that, etc. There are thousands of ways to verify your astral travels by traveling to public places where you would have normal access anyway, see what cars are parked, etc or simply using google+ hangout to talk to a guy who lives 8000 miles away and confirming what is happening in his vicinity near his house – if you want to see long-distance accuracy. The sky is the limit. You can go to the astral dimension where you were before being born, remember the purpose of your coming to this world, visit off-planet worlds.
Helpful Free E-books, Videos and Links with Info on SOUL TRAVEL research:
Edgar Mitchell, who walked on the moon, founded http://noetic.org, a 200 acre research campus that studies astral travel and all related ESP events. Many Nobel Laureates investigated psychics and Edgar Mitchell even wrote a book about proofs for ESP ► http://www.amazon.com/Psychic-Exploration-Challenge-Understanding-Consciousness/dp/1616405473.
Alex Tanous was a frequent astral traveler who was very investigated, see this 3 min clip for his remote viewing via astral travel ►http://www.youtube.com/watch?v=cubGrPT0q20. Skeptics say NDEs (near-death experiences) and OBEs (out of body experiences) are brain imagery. However, the healthy by-standers can participate in the NDE of the dying, suggesting NDEs are not illusions caused by the lack of oxygen, as skeptics often argue ►http://www.youtube.com/watch?v=A-ihzzYjqeE.
In a 2013 PLOS ONE paper ► http://goo.gl/jsAlg, scientists concluded that NDEs are likely not imagined events:). The 1 hr video on NDEs ►http://www.youtube.com/watch?v=z56u4wMxNlg confirms the research finding that during NDEs people see future events (as in 5 min cliphttp://www.youtube.com/watch?v=0VHv1OeeLAY girl sees her unborn brother heart♥ issue) or objects 100s of feet or miles away. This 9 min clip details more visions ► http://www.youtube.com/watch?v=zHMtwWIaZHE. For unique NDEs, see http://goo.gl/5SPBN, that site has over 3500 cases.
Scientists in Shanghai found that quantum action happens at minimum 10, 000 times the speed of light ► http://www.livescience.com/27920-quantum-action-faster-than-light.html, one day they could realize some things (soul body speed?) are a trillion times faster.. than the “maximum” speed.
See also a 25 min video on astral travel research by Alex Tanous: http://www.youtube.com/watch?v=GbkQ2HxYsOM. Alex explained in the video how he believes we will become physically “IMMORTAL” one day, i.e. we live in this dimension as long as we want. 🙂 Alex shared at 7min22sec of the clip how the scientific understanding of spirit/astral energy will enable us to attain physical Immortality – just like understanding electricity brought us a lot of progress in medicine.
It’s possible to astral travel and still move your body and speak at the same time as this 3 min clip shows ► https://www.youtube.com/watch?v=cubGrPT0q20. Other similar studies indicating the same are http://www.evanlab.org/?p=654&lang=en
Other astral travelers have shared that on other planets, humanoids are “Immortal” and live in Peace. 🙂 Albert Taylor quit his NASA Space station job to do astral space travel. He’s been crew chief for U2 planes, had secret clearance for 27 years. He believes he visited other planets via astral body (http://oberf.org). His book (http://goo.gl/mcWQyx) details his travels; here’s a video of him: http://goo.gl/QQyFW.
The fact 2 people recall their astral conversation, shows that astral travels are not dreams, but real events, as shown in this 2 min video ►https://www.youtube.com/watch?v=-kEpuPAP3ac.
Luis and his sister both recall how they went in downtown Atlanta area astrally, even though they were living very far from each other ► https://www.youtube.com/watch?v=Jr0wbKz0ZBk, this was a real event. This is very common where people (not relatives, just friends) living on different continents have a shared astral experience that they can verify with each other.
ASTRAL TRAVEL METHODS
There is a pdf file with 777 pages about astral travel at Robert Bruce websitehttp://www.astraldynamics.com/home/images/stories/informationcenter/downloads/complete-works_rb.pdf.pdf. See also this 5 min clip about a special astral travel technique: https://www.youtube.com/watch?v=Y856_FY6Va4. William Buhlman of http://astralinfo.org 48 min talk has more ideas on astral travel: https://www.youtube.com/watch?v=Y6IDouR9Uvg. William talks for 85 min about OBE and consciousness in this clip ► https://www.youtube.com/watch?v=ZlZNmwCD1pA.
Robert Monroe projected many times and founded http://monroeinstitute.org and here is a talk of his ► https://www.youtube.com/watch?v=CBii06UyWwY. You will like the 3 books Robert Monroe (who died in 1995) wrote. I found them online. First one is “Journeys out of Body” (1971) athttp://users.telenet.be/sterf/texts/other/journeys_out_of_the_body-monroe.pdf. Second one is “Far Journeys” (1985) athttp://www.exopoliticshongkong.com/uploads/far_journeys.pdf. Third one is “Ultimate Journey” (1994) – [page 51-53 he mentions encounter with a 1800 year old guy] at https://www.dmt-nexus.me/doc/Ultimate_Journey-Robert%20A%20Monroe.pdf.
For more astral travel resources and classes, see http://iacworld.org,http://grahamnicholls.com and http://www.oberf.org/oberf_web_links.htm too. Waldo Vieira created http://iipc.org, a research center with many sister centers focused on astral research. Graham was able to time travel astrally and see an event 5 days before it happened ► https://www.youtube.com/watch?v=5bxCnLY9sy8. For more on Graham’s astral travels see this 1 hour interview ►https://www.youtube.com/watch?v=z3XbpGSF5Xw.
https://www.youtube.com/watch?v=uro1SBJWOFA is a 10 minute video with astral traveler Jurgen Ziewe from http://www.multidimensionalman.com. Jurgen is sharing a nice audioclip that can help some beginners to astral travel athttp://www.multidimensionalman.com/Multidimensional-Man/Free_Deep_Meditation_Sounds_-_Binaural_Beats.html at the bottom of the page, right click and download the mp3 file. Repeat play and try to astral travel. Nanci Trivellato explains in this video the process of inducing OBE using the movement of energies up and down ► https://www.youtube.com/watch?v=VkYB0BAgHWc
There are dozens of common methods of astral travel, what happens is people try some or all of them and then find one (or two or three) that works for them best (some methods will work best for certain folks, but not for others), depending on their total soul history and what part of the astral is easier to detach given the condition of their astral-physical body. Usually you just try to have eyes closed, become completely relaxed (full body relaxation, toes to the top of the head) and then practice one of the techniques, such as relaxing and being open to receiving help from the Immortals or Ascended Beings or spirit Helpers or whatever name you like (angels, etc), or roll over technique, or moving energy up and down via your will power from head to toes until the astral body becomes loose and can detach easily a copy of itself, or trying to lift your astral leg first, the rope technique, etc. You can google or search on youtube for “astral travel techniques or methods” or related things for hundreds of more articles and videos, all free, no need to buy any book; some people astral travel in 2 days after being taught, others in 20 years.
Many use autogenic relaxation (http://www.guidetopsychology.com/autogen.htm) before astral travel or before programming positive thoughts such as “i make selfless daily astral travel in service to humanity a very popular hobby, maybe as much as sports are today”.
i found seventeen astral projection (soul travel, out of body, etc) books, available to anyone for free, especially useful for those who want to use soul travel to bring a better world:
1. “Adventures beyond the body” W. Buhlman http://www.baytallaah.com/bookspdf/132.pdf
2. “The secret of the soul” by W. Buhlman https://keychests.com/item.php?v=tjgtysdbffo.
3. “Journeys out of Body” (1971) by Robert Monroe at http://users.telenet.be/sterf/texts/other/journeys_out_of_the_body-monroe.pdf. Monroe died in 1995 at the age of 80.
4. “Far Journeys” (1985) by Robert Monroe at http://www.exopoliticshongkong.com/uploads/far_journeys.pdf.
5. “Ultimate Journey” (1994) by Robert Monroe [page 51-53 he mentions encounter with a 1800 year old guy] at https://www.dmt-nexus.me/doc/Ultimate_Journey-Robert%20A%20Monroe.pdf.
6. “Astral Dynamics” by Robert Bruce, 778 pages (2007), at the author’s website: http://www.astraldynamics.com/home/images/stories/informationcenter/downloads/complete-works_rb.pdf.pdf.
7. “Mastering Astral Projection – 90 Day Guide to the out of body experience” – Robert Bruce (2005) – http://issuu.com/jonvee/docs/robert_bruce_-_mastering_astral_projection/
8. “Astral Projection Guidebook” by Erin P. (a less detailed book, 115 pages, 2013, very short and easy to read, lots of her experiences included) athttp://issuu.com/hamzateemoor/docs/the_astral_projection_guidebook_-_e.
General Ideas for the ESP Olympiad:
9. “Astral travel for beginners” by Richard Webster (226 pages, 2001) athttp://issuu.com/hamzateemoor/docs/_richard_webster__astral_travel_for. A great book with a lot of information and verified cases of astral travel, with a lot of information about other books and experiments done last 140 years, excellent as a reference for giving to skeptics who want to research more.
10. “The Projection of the Astral Body” by Sylvan Muldoon (1929, 248 pp.). http://issuu.com/projetorastral/docs/muldoon_astral Sylvan died in 1971, at the age of 68. The book was co-written by psychic researcher Carrington, but it was Muldoon who had the astral travels. It’s one of the earlier classics that started this whole astral research in the West.
11. “Astral Projection: A record of out of body experiences” by Oliver Fox, who died in 1949 at tGeneral Ideas for the ESP Olympiad:he age of 64. This was published in 1962 and it has some of his experiences. Just 160 pages. http://issuu.com/hunabkuproductions/docs/oliver-fox-astral-projection
12. “Practice of Astral Projection” by Robert Crookall http://issuu.com/hunabkuproductions/docs/oliver-fox-astral-projection. An older book from 1960 with 160 experiences from many people. He died in 1981 at the age of 91. Wrote many books on astral travel.
13. “Astral Projection” by Yram (1967, 253 pages) at http://www.scribd.com/doc/57844515/Yram-Practical-Astral-Projection-1926. Yram’s real name was Dr. Marcel Louis Forhan and he was born in 1884 in France and died in 1917 in China. The book has many of his experiences.
14. “Astral Projection Notes” – by Donald DeGracia (1994) – the intro says this pdf can be shared widely with anyone on the Internet, as long as it’s shared entirely. He is sharing his projections and his interpretations. http://nahkahiir.thps3.net/temp/do_obe.pdf
There are other less interesting astral travel books, which have fewer interesting personal experiences:
15. “Astral Projection for Beginners” by Edain M. (254 pages, 1999) at http://issuu.com/hamzateemoor/docs/edain_mccoy_-_astral_projection_for
16. “The astral projection workbook” by James H. Brennan (146 pages, 1989) at: http://issuu.com/astroamershah/docs/astral_projection_workbook Please note that James is not an astral expert, but an author who published 100 books, so he is more like recycling/writing stuff than sharing new ideas from an extensive personal astral travel experience.
17. “Out of Body Experiences” by Robert Peterson (1997) at his website: http://www.robertpeterson.org/obebook.html. He is a computer programmer who also does obe in his spare time.
International ESP Olympiad (soul travel, telepathy, telekinesis, seeing spirits, communicating with spirits, etc) can start and in 50 years 100 nations could take part. In 1959, the International Math Olympiad started and today 100 nations take part. Are you interested in taking part in this ESP contest? Right now Math, Chemistry, Physics, etc Olympiads have County and National Olympiads in participating nations too. Let us know in the comments or via email.
Wikipedia has more on the Math Olympiad ►https://en.wikipedia.org/wiki/International_Mathematical_Olympiad. While this Olympiad is for teens, the ESP Olympiad can have 2 Contests, one for ages 8-20 and another for ages 21-35.
General Ideas for the ESP Olympiad:
In Physics and Chemistry there are practical and theoretical exams of 5 hours each. In ESP Olympiad we can have 4 exams of 2.5 hours each, but if someone wants to only take part in the soul travel exam, they can do that if their skills in Telekinesis, etc are weak.
Exam number 1: SOUL TRAVEL/TIME TRAVEL – see objects and events in a secret room in real present time. TIME TRAVEL to see what has happened in a secret room in the past and what is planned to occur in the future in a secret room.
Exam number 2: CLAIRVOYANCE-CLAIRAUDIENCE – use the ability to see to gather information about a person located 10 feet away one cannot possibly know otherwise, without soul travel or remote viewing. A subset of this can be psychometry, using an object of someone to identify information about that person. 🙂
Exam number 3: TELEKINESIS/TELEPATHY/REMOTE VIEWING (mind reading and seeing things in another room as if you are there, but without going fully in that room as in soul travel) – if one is good at moving light objects, one can try do that alone without telepathy. 🙂 Depends on the person. 🙂
Exam number 4: USING CHI/ENERGY/HEALING to Heal people of different ailments when doctors have given up on them and have given people only say “40 days to live” – proving there is more to life than the “present stone age medical science”. Let’s recall in the 1830s, the “know it all” types were giving mercury, quinone and other poisons to people to “cure them”. Discovery Channel explained this many times, today same thing goes on. Science often becomes like fanatical fundamentalist religion (Catholic church killing Giordano Bruno for saying his beliefs in reincarnation and earth rotating around the Sun, proven later), in the sense that, the ego of scientists confuses Truth with the relative perceptions of science of a given century. Just like the vitriol between Catholics and Protestants, the vitriol among scientists is there when a new theory challenges the old theories.
If more people think about these things, maybe we get enough Thought energy manifested to start something, or someone starts it, if we fail to start it.

A bold federal effort to curb prescribing of painkillers may be faltering amid stiff resistance from drugmakers, industry-funded groups and, now, even other public health officials.
Source: Painkiller Politics: Effort to Curb Prescribing Under Fire
In August 2005, a tiny mummified body was found in the ancient Persian village of Makhunik in what is now Iran.
The discovery caused an international sensation when researchers reported that the remains belonged to an adolescent dwarf and that excavations of the ancient town revealed architecture that suggested it was a city of little people. Here we explore whether an ancient city of dwarfs really existed, or whether it is all just media sensation.
#Ancient#people#history
Source: Is Makhunik an Ancient City of Little People? | Ancient Origins
Humans have ever styled their hair in a multitude of creative and symbolic ways, and the various cuts, colors and presentations reflected across the ages are nearly unlimited.
Source: Legendary Locks: Can Hair Act as a Sixth Sense, Protecting us from Danger? | Ancient Origins
This is a 12′ by 24′ garage that was converted into a 250 sq. ft. tiny house that’s now for sale because it was done illegally without permits. So this ser
Source: Garage Converted into 250 Sq. Ft. Tiny House (Now For Sale)

A mindset, a worldview, a singular sensemaking sublimity is that the natural world is a web of intricately entwined elements, each in constant dynamic dialogue with every other. For example, science is not all mathematics, nor all logic, but it is somewhat of beauty and poetry. It is the challenge of our times to be a person whose eyes, ears and mind are armed by all the science, arts and implements which mankind has anywhere accumulated. It is the challenge to the comfort of domestic mediocrity to be one that is living proof that a certain vastness of learning, or quasi omnipresence of the human soul in nature, is possible.
The Call today is for visionary understanding of nature’s interconnected spark, the basic ecological awareness that gives rise to the environmental movement. Hence, today’s need for an integrated approach to science, incorporating elements of art, philosophy, poetry, politics and history that together can provide the last bold counterpoint to the disconnected and dysfunctional “villages” of specialization into which science fragments Generation X.
Knowledge must be exchanged and made available to everybody. But, knowledge is not merely an intellectual faculty — it is an embodied, holistic presence with life in all of its dimensions. Observation is an active endeavor. Mind, body and spirit are all instruments of inquiry into the nature of the world. People must traverse that thick line between reason and emotion.
We must cultivate a great part of our response to the natural world as based on the senses and emotions to excite a “love of nature”. Thus, nature has to be experienced through feelings.
My view of life is not revolutionary, but rather an emotional assertion that everything is naturally related and interconnected. Nothing, not even the tiniest organism, can be looked at on its own. In this great chain of causes and effects, no single fact can be considered in isolation. Hence, today’s reference to the web of life, the concept of nature as we know it today. When nature is perceived as a web, its vulnerability also becomes obvious. Everything hangs together. If one thread is pulled, the whole tapestry may unravel.
In a world where we tend to draw a sharp line between the sciences and the arts, between the subjective and the objective, insight that we can only truly understand nature by using our imagination is visionary. Therefore, an interdisciplinary approach is more relevant than ever. I believe in this free exchange of information and the unification of the Knowledgeable and laypeople to foster communication across disciplines: these are the pillars of our present world. These concepts of nature as one of worldwide patterns underpins our thinking today.
Let’s step back and look at the Big Picture and note what is being included and excluded. Let’s make the most of old knowledge resources blended with new resources now being uncovered. Let’s rediscover Understanding. Do these things for our children. Act today.
Enjoy another wonderful week and be safe out there … Peace and Aloha!
Modern birds originated in Southern Hemisphere about 95 million years ago
Source: Asteroid impact helped create the birds we know today | Science/AAAS | News
Wall Street investment houses were eager to generate mortgage-securitized trusts – financial instruments created by bundling thousands of mortgages and selling shares to investors who expected to profit from the combined monthly mortgage payments. To deal with the paperwork involved with securitized trusts, many banks set up a process that came to be called robo-signing – high-volume approval of mortgage transfer documents by employees who didn’t review details and missed troubled mortgages. Hughes argued that when Wells Fargo retroactively attached the Wolfs’ mortgage to a securitized trust that was closed and sold to investors three years earlier, the bank violated a Texas law that prohibits fraudulent real estate filings. The jury agreed, although State District Judge Mike Engelhart hasn’t formally entered the verdict, and the bank and mortgage company haven’t said whether they’ll appeal. Ownership of a deed is created when the promissory note is transferred to a trustee, not when change of ownership is recorded at the county clerk’s office, Wells Fargo’s lawyers argued in court filings. Wells Fargo also argued the Wolfs do not have legal standing to contest whether their note and deed of trust were handled correctly under the trusts’ pooling and servicing agreements. […] homeowners are typically in the background and aren’t involved in buying or selling mortgages, transferring documents into trust agreements or creating mortgage-backed securities. […] this time, the Wolfs could stop the foreclosure – and potentially receive millions of dollars in damages if the jury verdict stands – because of the Texas law that prevents fraudulent filing of documents involving real estate. Dana Karni, a consumer rights lawyer in Houston, said that lenders, as well as companies that buy debt at a discount. then try to collect it, may view occasional legal judgments as a business expense unless juries award millions of dollars or more. A representative from Carrington told them that with the job loss and mounting bills, they would be good candidates for a federal program to help struggling homeowners.
Source: Jury awards $5.4 million to couple after finding fraud in foreclosure case – Houston Chronicle
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